Portfolio Manager II

Bonus Type

Summary

BOK Financial is a diversified financial services organization offering sophisticated banking, investment, and wealth management solutions across key markets. Built on more than a century of performance, stability, and trusted relationships, we deliver financial expertise with both national scale and local focus. While we’re focused on helping clients succeed, we’re equally committed to our employees—because your potential is our priority, and we invest in your growth every step of the way.

Job Description

The Portfolio Manager II partners with the Relationship Manager in supporting the growth and management of the loan portfolio. This role provides ongoing asset management of a credit portfolio and conducts regularly scheduled reviews of overall asset quality, with a focus on evaluating performance against original underwriting expectations. These reviews evaluate information including borrower/sponsor historical financial statements, changes in the macroeconomic / reimbursement environment, pro forma statements, planned capex, stress testing, and overall analysis of the credit condition of the borrower/sponsor.

Under direct supervision, the principal functions of the Portfolio Manager II are to (1) continuously monitor and assess the credit profiles of the customers in her/his assigned portfolio; (2) help manage customer relationships by providing exceptional service; (3) assist with routine issues such as monthly / quarterly reporting requirements, overdrafts, wires, new account openings, etc.; (4) ensure that renewals, extensions and annual reviews are completed in a timely manner; (5) seek ways to enhance customer profitability by looking for cross-sell opportunities; and 6) identifying referral opportunities from current customers and centers of influence.

Team Culture

Our team thrives on a culture of integrity, collaboration, and innovation. We believe in building and nurturing strong client relationships, ensuring every interaction is meaningful and tailored to our clients' unique needs. Here, you'll find a place where your contributions make a real impact, and your professional journey is supported every step of the way. Leadership prioritizes development and connection, creating an environment where employees can build lasting careers while contributing meaningful work.

How You'll Spend Your Time

• You will build and maintain strong client relationships to support growth and long-term success.
• You will manage mid-sized client portfolios and recommend appropriate credit solutions.
• You will meet with clients to strengthen partnerships and uncover new opportunities.
• You will identify cross-sell opportunities and connect clients with banking specialists.
• You will analyze financial information to assess creditworthiness and lending suitability.
• You will monitor portfolio performance through asset quality reviews and market analysis.
• You will maintain accurate loan records, reporting, and documentation for compliance.
• You will present credit recommendations to senior credit leaders through written and verbal analysis.

Education & Experience Requirements

The required level of knowledge is normally acquired through completion of a Bachelor’s degree and 5-7 years of Credit Analysis/Credit products underwriter experience; or 10+ years of equivalent work related experience. 

• Demonstrated knowledge of intermediate accounting theory, including the difference between GAAP and income-tax based statements, cash and accrual accounting, consolidation and elimination principals.
• Ability to clearly communicate and convey information and ideas through a variety of channels.
• Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals. 
• Extensive knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies. 
• Excellent organizational skills and meticulous work habits.
• Ability to critically review work for errors and incorrect conclusions.
• Ability to complete assignments quickly and efficiently with minimal direction.
• Ability to proactively communicate with both colleagues and senior personnel.
• Conflict management skills.
• Ability to work efficiently under limited timeframes.
• Extensive knowledge of loan documentation, loan policy and regulations.
• Extensive knowledge of the Loan Grading Process.
• Excellent oral and written communications skills.
• Advanced PC and spreadsheet software skills.