Relationship Manager IV - Corporate Banking

Bonus Type

Summary

You will assist more senior officers or department managers in handling complex loans and serve as a resource to less experienced loan officers in the areas of marketing, new business development, and loan analysis and servicing and offer functional guidance.

You will participate in the underwriting and credit approval process, prepare credit presentations, and identify key risk factors.  You’ll obtain credit approval, negotiate terms, and document credit actions and agreements, and facilitate the resolution of operational problems for customers.

Job Description

The Commercial Relationship Manager IV is primarily responsible for making and servicing business and individual loans that involve significant amounts of both secured and unsecured funds and/or credit secured, which are the most complex in nature. Handles the largest,  most profitable  customer relationships within the dept.   Provides subordinate officers with functional guidance.

Team Culture

Our integrity, leadership, focus, and respect for one another are a winning combination.  In collaboration with our partners across the enterprise, we provide the right foundation for closing business, creating long-term relationships with clients, and nurturing new ones.

We are driven by the lifecycle of what we do. It’s a marathon, not a sprint where you can chart your course.  Each market strives to operate in a way that provides the best outcomes.  

Our micro team concept allows us to support one another and take ownership. We praise one another for a job well done.  We celebrate achievements. Your access to senior and executive leadership is something that sets our organization apart from others.  We help clients achieve their goals, take care of them by growing our book of business, and have fun doing it.   

How You'll Spend Your Time

• You will use your business savvy to identify new prospects and develop new business opportunities.
• You will use your knowledge of our products and services to make recommendations to our clients to help them enhance their business.
• You will use your financial acumen and analytical skills to understand data to make informed decisions.
• You will use your credit acumen to make recommendations for deal approval, structuring loans, mitigating and identifying risk, and complying with regulations.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s degree and 8-10 years experience in commercial lending or 14-16 years equivalent experience.

Working Conditions & Physical Requirements