Credit Products Underwriter II - Corporate Banking

Bonus Type

Summary

Join us as a Credit Product Underwriter II. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small when we work together to build relationships.

Job Description

The Credit Products Underwriter II - Corporate is primarily responsible for underwriting complex financial transactions, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, and LBOs/acquisitions.  In addition, the Credit Products Underwriter is responsible for providing product and industry expertise to the client by designing and executing solutions on more complex clients. The CPU will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client.  The majority of the CPUs time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice.  The Credit Products Underwriter II will partner with the RMs to assist in generating revenue and profitability.

Team Culture

We live the company values in everything we do and act with honor and transparency. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities. The entire team works hand-in-hand on write-ups. 

The Credit Product Underwriter provides a solid foundation for opportunities throughout the organization.  Underwriters develop into more senior credit professionals or leverage their experience with clients to transition into sales.

How You'll Spend Your Time

• You will independently prepare credit analysis on middle-market transactions, which impact profits for the lending division. 
• You will collaborate with the Credit Concurrence Officer to provide additional information and/or to support conclusions reached in analysis. 
• You will participate in joint calling on prospects and clients with the Relationship Managers to gather key information for proper credit analysis.
• You will write all commitment reports for specified loans and be responsible for expanding and retaining your credit portfolio.   

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s degree and 5-7 years Credit Analysis/Credit products underwriter experience; Or 13-15 years of equivalent work related experience.

Working Conditions & Physical Requirements