Market Team Leader, Commercial Banking

Bonus Type

Summary

If you're ready to grow your career in Commercial Banking, you've come to the right place. As a leading provider of sophisticated financial solutions, we are committed to providing exceptional customer experience in a positive work environment, and passionate about serving our communities. Delivering solutions for middle-market privately owned businesses is at the heart of our organization, and as a Relationship Manager, what you do matters.  

Job Description

The Relationship Manager I – Commercial Banking is primarily responsible for the sales and servicing a wide variety of business and individual loans, both secured and unsecured, which are less complex in nature for middle-market privately owned businesses.  Assists senior officers in handling larger, more complex loans.  This is the entry level lending officer position.

Team Culture

Meaningful impact comes from working together.  Our team is a small and cohesive unit, even our executives pitch in to help with clients. Our camaraderie, shared decision making, mutual respect for others, and desire to win are what make us successful. Managers at all levels practice an open door policy to encourage candid communication, feedback, and discussion. Ideas on how to impact the bottom line are listened to, encouraged, and respected.  

As a team, we are deeply connected with our communities, committed to social outreach, and volunteer and participate in worthy causes.  We are proud of the company’s contributions to the organizations we serve and the great opportunity we have to give back.

How You'll Spend Your Time

• You’ll prospect, network, develop new business, and cross-sell our services.
   
• You’ll participate in community and professional activities to enhance our image and expand your network of business contacts for development of new business.
   
• You’ll partner with credit on the approval, documentation, and booking processes. Analyzing and evaluating credit requests, writing loan commitments, and recommending appropriate risk rating and issue declinations.
   
• You’ll monitor and manage existing credit relationships, including credit renewal, review detailed analysis of current financial statements and collateral valuations, cash flow analysis, managing delinquencies, and document exceptions.
   
• You’ll compile reporting to monitor asset, credit quality, and compliance with policy/regulation, and determine appropriate action for wire transfers.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s Degree in Finance or related degree and one-year credit analysis experience plus an additional year as a Credit Specialist or 1 additional year in credit analysis or 8 years’ equivalent work related experience.

Working Conditions & Physical Requirements