Loading...
Share this Job
Apply now »


Credit Specialist II - Healthcare

Dallas, TX, US

Req ID: 63501 

Job Location: Dallas Dallas TX 

Areas of Interest: Commercial Banking, Health Care 

BOK Financial (BOKF), Headquartered in Tulsa, Oklahoma, BOK Financial Corporation (NASDAQ: BOKF) is a top 25 U.S.-based financial services holding company with operations in ten states – Oklahoma, Texas, Arkansas, Arizona, Colorado, Kansas/Missouri, New Mexico, Nebraska and Wisconsin. The company began more than 100 years ago in Tulsa and has successfully diversified into a variety of industries, businesses and geographies.                  .

Bonus Type

Formula Based

Summary

If you are interested in a career in commercial credit, you've come to the right place.  Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first.  As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small when we work together to build relationships. Join us as a Credit Specialist!

About the Role

You’re an analyst and an author of moderately complex credit approval documents working in a deadline-driven environment. Your primary responsibility will be reviewing loans and renewals in the Healthcare industry. You will analyze quarterly financial statements, conduct trend analysis and exception reporting for loans and treasury products, working collaboratively with Credit Product Underwriters and other Credit Specialists. Accuracy is critical. Portfolio management is a component of the broader portfolio.

What You Can Expect

Helping our customers move their business forward and being a value-add is rewarding. You will assist customers with portfolio management, maintenance, and gathering essential information for renewals from customers and prospects. You will have opportunities to participate in training, engage in self-improvement initiatives and skill-building activities to enhance your credit knowledge, systems knowledge, and client relations.  

Team Culture

We live the company values in everything we do and act with honor and transparency.  Integrity sets the foundation for team members to build trust with one another and build relationships. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities. The entire team works hand-in-hand on write-ups. 

How You'll Spend Your Time

  • You will work collaboratively with Credit Product Underwriters.
  • You will monitor specified credits through quarterly compliance testing, financial statement spreading, covenant compliance monitoring, and other credit services.
  • You will participate in writing commitment reports for specified loans and present loan renewals to management.
  • Prepare quarterly asset quality reports for management review on credits showing negative trends or some level of stress.
  • Proactively manage required client financial and documentation reporting requirements to keep exceptions below the internal monthly target.
  • You will monitor specified credits to ensure proper cash flow, financial stability of the borrower and its principals, and compliance to loan covenants.
  • You will assist in solving complex/sensitive inquires of customers through extensive research to resolve problems/errors.
  • You will provide credit training to Accelerated Career Track participants.

We'd Like to Talk to You

ACCOUNTING: You demonstrate knowledge of intermediate accounting and credit principles, lending functions, and loan analysis, including loan grading, documentation, policy, and regulations.

COMMUNICATION:  You express ideas concisely, speak clearly, and can easily be understood. You tailor written communications to effectively reach your audience.  

ANALYTICAL THINKING: You approach a problem logically, systematically, and sequentially.

CREDIT APTITUDE: You examine your client’s creditworthiness to alleviate risk and make informed decisions.  

DETAIL ORIENTED:  You ensure accuracy and consistency in your financial charts, analysis, and calculations, as decision-makers assume your work to be correct and reliable, and they make decisions based on what you prepare and submit.

RELATIONSHIP BUILDER: You relate to any audience and build trust by leveraging strong interpersonal skills and a high level of integrity.

TECH SAVVY: You will use your solid knowledge of product delivery systems, online computer systems, and MS Office to navigate multiple systems.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s degree and 3-5 years Credit Analysis/Credit Specialist experience, or completion of the internal RMDP training program and 1 year Credit Analysis/Specialist experience, or 9-11 years equivalent work related experience.

BOK Financial is a stable and financially strong organization that provides excellent training and development to support building the long term careers of our employees. With passion, skill and partnership you can make an impact on the success of the bank, our customers and your own career!
 

Apply today and take the first step towards your next career opportunity!
 
BOK Financial is an equal opportunity employer.  We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, sexual orientation, genetic information or veteran status.

Please contact recruiting_coordinators@bokf.com with any questions. 


TOP 3 REASONS TO APPLY


Investing in our talent and building a great workplace is a top priority for us.


  • Empowered employees
  • Award-winning culture
  • Community commitment



Base salary range explanation:

The base salary range represents an average range for this position. Actual offers to be determined based on the candidate’s qualifications, skills, experience and education. See job details for salary range and bonus type.

Benefits:

BOK Financial offers industry-leading benefits addressing your complete physical, financial and emotional health. Click here to see our benefits.


ABOUT BOK FINANCIAL


BOK Financial is an award-winning $46 billion regional financial services company and one of the top 30 banks in the U.S, based in Tulsa, Oklahoma.

We seek to continually foster and support the principles and values of our company by promoting an environment that is inclusive of the diverse values, opinions, experience, culture and needs of our employees, clients and communities.

FACTS:

  • 5,100 employees
  • 28 years of financial profitability
  • $79+ billion assets under management and administration
  • $5.8 million in charitable contributions in 2019 and $86 million since the start of the BOKF Foundation in 1998



Nearest Major Market: Dallas
Nearest Secondary Market: Fort Worth

Job Segment: Credit, Bank, Banking, Credit Analyst, Finance

Apply now »